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[personal profile] growler_south
3 months travel insurance to the US only: $489 (after discounts)

12 months travel insurance to anywhere in the world including the US, on a frequent traveller plan: $560

Same coverage, except if you pay for a years frequent traveller you get to go anywhere in the world at any time without having to inform your insurer. One trip to OZ and I'm ahead.

Asleep yet?

Date: 2008-01-08 08:56 am (UTC)
From: [identity profile] wenchwoman.livejournal.com
Tower is good I guess, their claims department is small though so they take a while to confirm cover if its gonna be an air evac or anything [expensive! you wouldn't believe how much it costs...]

Just stick to these rules:

Deny alcohol/drug involvement [they legally cannot ask you to take a dope test. Ha!]

Tell them *all* your pre-existing medical conditions - anything you're getting ongoing treatment for or have had in the past 6 months. [Asthma would count, a cold wouldn't]

Keep all your doctors contact details handy

Make sure the Medical *and* dental cover is high - they usually cut off dental @ NZD1500 and even then a policy will usually only cover emergency relief of pain. [Shag a dentist & get it cheap!]

I can forward you a policy document tomorrow if you like?

Date: 2008-01-08 08:57 am (UTC)
From: [identity profile] wenchwoman.livejournal.com
Ahaha!

I forgot I had that icon.. it was meant to be a quote about drugs. Whoops!

Date: 2008-01-08 10:37 am (UTC)
From: [identity profile] growler-south.livejournal.com
They claimed over the phone that medical was unlimited, but who knows if that includes dental at all.. I should go check my policy from last year, but I'm too sleepy right now.

though I may go brush my teeth again.

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